Financial Planning And Wealth Management Services
One coordinated team for investment management, retirement planning, estate strategy, and in-house tax preparation. We serve families from our offices in San Jose and Milwaukee, and by video nationwide.
- CFP® Certified Financial Planner Professionals
- Fiduciary Advice Given In Your Best Interest
- CA & WI Offices In Morgan Hill and Brookfield
- 25+ Years Of Financial Services Experience
Your Financial Plan, Coordinated Under One Roof
Most people do not need more financial products. They need the pieces they already have to work together. At Resilient Wealth Planning, investment management, retirement planning, estate and legacy strategy, and tax preparation live under one roof, so a decision in one area is measured against its effect on all the others.
This page is the starting point for every service we offer. Explore what each engagement includes, see how the parts connect, and follow any service into a deeper page built around that specific need. Whether you are a technology professional weighing equity compensation, a business owner planning an exit, or a family mapping the path to a work-optional future, you will find a clear next step here.
We work as fiduciaries. That means our recommendations are made in your best interest, delivered in person at either office or by video anywhere in the country.
Why Coordinated Advice Matters
Financial rules change every year, and the accounts, tax code, and benefit programs that shape your plan rarely move in step. When advice is split across separate providers, opportunities fall through the gaps between them. Coordinated planning is designed to close those gaps.
Numbers like these move every year. Having planning, investments, and tax preparation on one team means the changes are caught and applied to your plan, not left for you to track alone.
Our Financial Services
Start with the service that fits where you are today. Each one connects to the others, and each links to a dedicated page with the full details.
Financial Planning
Your roadmap for the journey ahead. We build a plan that gets you where you want to go and confirm nothing is missing, giving you clarity and confidence in a sound strategy.
Plans starting at $4,750 (onboarding fee plus monthly subscription)Investment Management
We treat investments as a tool to reach your goals. We craft a custom-tailored strategy, manage it on your behalf, and monitor it regularly to keep it aligned with your plan.
Asset-based advisory fees range from 0.75% to 1.50%Tax Planning And Preparation
In-house tax return preparation and ongoing tax planning for individuals and business owners, so your tax picture stays coordinated with the rest of your plan year round.
Tax return preparation starting at $450Retirement Planning
A clear path toward a work-optional future. We model your income, spending, and timing so you can see how the decisions available to you today shape the years ahead.
Included within a comprehensive planning engagementEstate And Legacy Planning
We coordinate with your attorney and tax picture to help your wishes carry through, so what you have built passes to the people and causes you care about.
Coordinated with your planning engagementEquity Compensation Planning
For technology professionals, we build strategies around Restricted Stock Units and Employee Stock Purchase Plans, weighing vesting, taxes, and diversification together.
A focus area within financial planningWhy Families Work With Us
We are passionate about helping clients take control of their financial journey. As CERTIFIED FINANCIAL PLANNER™ professionals and investment advisors, we are dedicated to our clients and bring a fresh, coordinated approach to planning, investments, and tax.
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Fiduciary Standard Of Care
Our advisory recommendations are made in your best interest, designed around your goals rather than product sales.
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Planning And Taxes Under One Roof
In-house tax preparation and planning keeps your investment and retirement decisions tax-aware throughout the year.
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Rooted In Wisconsin And California
With offices in the Milwaukee and San Jose areas, we meet you in person on either coast or by video, whichever you prefer.
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Backed By Cambridge Investment Research
Securities and advisory services are offered through a national broker-dealer and Registered Investment Adviser, Member FINRA/SIPC.
Carolyn Rowland, CFP®, EA
A CERTIFIED FINANCIAL PLANNER™ professional and IRS Enrolled Agent who has paired tax and financial planning since 2013 to sharpen strategies for clients.
Kim Gaxiola, CFP®
A CERTIFIED FINANCIAL PLANNER™ professional with more than 25 years in financial services, guiding tech professionals, business owners, and their families toward a work-optional path.
Victor Gaxiola
A wealth management leader and frequent industry speaker with more than 30 years of client-facing experience, focused on educating and empowering clients.
Areas We Serve
We meet clients in person at our California and Wisconsin offices and by video across the country. Visit either Google Business Profile below for directions, hours, and reviews.
Morgan Hill financial advisor page · View on Google Maps
Brookfield financial advisor page · View on Google Maps
Request A Consultation With A Fiduciary Financial Advisor
If you want a clear, coordinated plan for your wealth, we would welcome a conversation. We will reach out from our California or Wisconsin office to schedule a time that works for you, in person or by video.
Frequently Asked Questions
Which Service Should I Start With?
Most clients begin with a financial planning engagement, because it maps the whole picture first and shows where investment management, tax work, or estate planning will add the most value. If you already know you need one specific service, such as tax preparation or an equity compensation review, you can start there and expand later.
Do I Have To Live Near An Office To Work With You?
No. We meet clients in person at our Morgan Hill, California, and Brookfield, Wisconsin offices, and we work with families nationwide by video. Virtual meetings make it straightforward to share documents, review your plan, and stay connected wherever you are.
Who Do You Work Best With?
We do our best work for technology professionals weighing equity compensation, business owners planning cash flow and a future transition, and families mapping the path toward a work-optional future. Clients who value having one coordinated team for planning, investments, and tax tend to get the most from working with us.
What Does Coordinated Advice Mean In Practice?
It means your investment decisions, retirement strategy, estate plan, and tax return are handled by one team that shares the same information. A change in one area is measured against its effect on the others, so a tax move does not quietly undercut a retirement goal, and a portfolio decision accounts for its tax impact before it is made.
Do You Prepare Taxes In House?
Yes. We offer in-house tax return preparation and ongoing tax planning for both individuals and business owners. Keeping tax work on the same team as your planning and investments means your decisions stay tax-aware throughout the year rather than only at filing time.
Can You Help With Restricted Stock Units And Employee Stock Plans?
Yes. For technology professionals, equity compensation planning is a core focus area. We help you weigh vesting schedules, tax treatment, and diversification together, so decisions about Restricted Stock Units and Employee Stock Purchase Plans fit the rest of your plan rather than being made in a vacuum.
How Are Your Services Priced?
Comprehensive financial planning begins with a one-year engagement starting at $4,750, which includes an onboarding fee and a monthly subscription. Investment management is billed on a percentage of assets under management, ranging from 0.75% to 1.50%. Tax return preparation starts at $450. Your exact fee depends on the complexity of your situation and the services you choose.
What Does It Mean That You Are Fiduciaries?
As fiduciaries in our advisory relationship, we are obligated to make recommendations in your best interest. Our advice is designed around your goals rather than product sales. You can verify our registration and background anytime on FINRA BrokerCheck, linked in the trust bar at the top of this page.
What Happens On The First Call?
The first conversation is a no-cost introductory call. We get to know each other, talk through what you are trying to accomplish, and discuss whether and how we can work together. There is no obligation to move forward, and no pressure to decide on the call.