Blog
How Do I Improve My Tax Planning?
After filing taxes, it’s crucial to shift from a reactive to a proactive mindset. In our latest podcast episode, Victor and Carolyn discuss practical steps to optimize your tax planning process and set yourself up for financial success.
Read MoreShould I Be Concerned About Market Volatility?
In this episode, Victor and Kim Gaxiola explore how to become a resilient investor amidst market volatility, geopolitical tensions, and monetary policy shifts.
Read MoreThe Geopolitical Squeeze: Is the U.S.-Iran Conflict Actually About China’s Energy Supply?
It’s easy to get lost in the tragic daily updates of the U.S.-Iran conflict. However, if we pull back the lens, a narrative is emerging that this isn't just about Tehran. It’s about Beijing.
Read MoreHow Are AI Innovations Shaping Business Strategies Today?
We explore the dual themes of cutting-edge AI innovations from the NVIDIA GTC conference and the strategic considerations for business owners planning transitions.
Read MoreTax Prep vs. Tax Strategy: The Difference Matters More Than You Think
Tax prep reports the past. Tax strategy looks ahead. Learn how year‑round planning—coordinating income, investing, charitable giving, retirement decisions, and in‑house tax prep—keeps strategy aligned and reduces surprises.
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How are AI and geopolitics shaping the future of the global landscape?
Today we discuss current geopolitical tensions, such as the US-Iran conflict, and their potential impact on oil prices, consumer sentiment, and the economy. We also explore the risks in Private Credit and the exciting advancements in AI.
Read MoreCase Study: Buying a Home in Silicon Valley
For tech professionals saving for a home, how your money grows matters just as much as how much you save. With the right structure, your financial plan can move at the pace of your goals—not lag behind them.
Read MoreIs My Portfolio Built to Weather Geopolitical Storms?
How do geopolitical conflicts, particularly the US vs Iran situation, impact financial markets and investor portfolios? Our team sheds light on historical resilience, strategic diversification, and opportunities amidst uncertainty.
Read MoreWhat is Private Equity, and how can I invest in Private Companies?
In this episode, we explore the fundamentals of private equity, its role in portfolio diversification, and how retail investors can now participate in owning it in their own portfolios.
Read MoreCase Study: Protect a Highly Concentrated Stock Position
Protect a highly concentrated stock position without being forced into a fire sale or a massive one year tax bill.
Read MoreInvestment Approaches and IPOs
The Resilient Investors podcast team discusses investment approaches, focusing on the differences between active and passive investing, and upcoming IPO landscape for 2026, highlighting notable companies and influencing factors.
Read MoreThe Resilient Investors Podcast Returns
The second season of the Resilient Investors Podcast returns where we discuss our new format, celebrate personal milestones, and explore the role of the Federal Reserve with the nomination of Kevin Warsh as the new Fed Chairman.
Read MoreExploring "Your Money" With Carl Richards
The Resilient Wealth Planning team welcomes author Carl Richards to discuss his latest book, "Your Money: Reimagining Wealth in 101 Simple Sketches."
Read MoreDiscussing Finances Over the Holidays
As your family gathers, it may be a perfect opportunity to share your estate strategy and explain your decisions regarding your wealth.
Read MoreWhat are the essential financial strategies to close the year strong and prepare for 2026?
In this episode of the Resilient Investors Podcast, Victor and Kim Gaxiola discuss essential financial strategies to consider before the end of the year and how to prepare for 2026. They cover topics such as tax law changes, ROTH...
Read MoreWhat is Estate Planning? How do I avoid Probate?
In this episode, we explore the importance of estate and legacy planning, the differences between wills and trusts, and the significance of avoiding probate.
Read MoreWhat is Tax Planning? How do I Minimize My Tax Bill?
In this episode of the Resilient Investors Podcast, hosts Victor Gaxiola, Carolyn Rowland, and Kim Gaxiola discuss the intricacies of tax planning and its critical role in financial management.
Read MoreFickle Fed Focused on Jobs
It seems like just yesterday the Fed was all about inflation. So why are Jerome Powell & Crew now talking about jobs? A look inside ADP’s November report.
Read MoreNew Retirement Contribution Limits for 2026
The Internal Revenue Service recently released new limits for 2026. Although these adjustments won’t bring any major changes, there are some minor elements to note. Individual Retirement Accounts (IRAs) IRA contribution limits are up...
Read MoreHow Do I Maximize the Value of My Restricted Stock Units (RSUs)?
In this episode of the Resilient Investors podcast, Kim and I explore the intricacies of Restricted Stock Units (RSUs) and their impact on modern compensation. We discuss the findings of our comprehensive white paper, shedding light on...
Read MoreWhen Should You Sell? A Disciplined Approach to Investing
Explore the investment process with Victor and Kim as they discuss financial planning, asset allocation, and strategies for growth, preservation, and distribution. Learn how to build a resilient portfolio for your future.
Read MoreHow Much Money Do I Need to Retire Comfortably?
In the first episode of our Financial Foundational series, Victor Gaxiola, Kim Gaxiola, and Carolyn Rowland explore the multifaceted world of financial planning. They discuss the essential steps in creating a financial plan, the...
Read MoreWhat Should I Do With My RSU Shares After They Vest?
Learn what to do with your RSU shares after they vest. This guide analyzes the three core strategies: sell all, sell to cover, or hold all. Understand the critical pros and cons of each, from the risks of over-concentration.
Read MoreShutdown Update: What About Economic Stats?
When the government shuts down, so do several agencies that put out the economic reports the Fed looks at when setting interest rates. In fact, the delayed September Consumer Price Index report, which was released on October 24, was...
Read More“Revenge Savings” Sweeps the Nation
Have you heard of the concept known as “Revenge Savings”? Gen Z’ers (born 1997 to 2012) have popularized the “vibe-based budgeting” this year.
Read MoreThe Fed Cut Rates: What’s in It for Me?
The Fed lowered short-term interest rates at its September 2025 meeting, but the question on most people’s minds is, “What’s in it for me?”
Read MoreWhat Happens When the Fed Adjusts Rates?
Putting off decisions while Fed Chair Powell & Crew deliberate on rates may not be a good approach. What works best is a proactive strategy that’s based on your future.
Read MoreState of the Markets 2025- Halftime Report Video Replay
This presentation event examined the important financial news of the last six months, including economic developments, world events, and other market influences.
Read MoreRSUs: Balancing Opportunity and Risk in Modern Compensation
Discover how to maximize RSU benefits while avoiding common pitfalls. Our new research reveals key strategies for balancing wealth-building potential with financial security in modern equity compensation.
Read MoreYour Home: Asset or Liability?
Have you ever heard the expression, “It’s a buyer’s market?” That phrase describes what’s happening with today’s residential real estate: homes are selling for under their asking price and are taking longer to sell.
Read MoreIn Times of Volatility, Keep Your Eye on the Ball
Recent market volatility has created concern among investors as uncertainty creeps into our daily narrative. Although it is natural to be nervous about daily fluctuations, our message is to remain focused on your goals.
Read MoreState of the Markets 2025 Video Replay
State of the Markets 2025 -reviewing last year's market behavior and providing a look at what may lay ahead. We examine the financial factors at play, including economic developments, world events, and other market influences.
Read MoreNew Year, New Team- The Merger of TechGirl Financial and Resilient Wealth Planning
In January of this year, TechGirl Financial and Resilient Wealth Planning merged as a single team. To celebrate this exciting new chapter, we held a special informational session to provide our clients with more information about the merger
Read MoreResilient Wealth Planning Welcomes TechGirl Financial in a Strategic Merger and Team Expansion
Brookfield, WI – January 6, 2025 – Resilient Wealth Planning is proud to announce an exciting new chapter: a strategic merger with TechGirl Financial, combining forces to deliver enhanced financial planning services to our valued...
Read MoreRetirement Plans for Entrepreneurs
When my self-employed clients reach a point of strong cash flow, I love exploring the idea of a retirement plan for their business. We quickly find out for self-employed individuals that a Roth IRA or...
Read MoreWhat Is The Best Savings Account For Kids?
In honor of National 529 Day, I thought I'd tackle one of the number one questions I get asked about from parents: What is the best savings option for my child? You might even be asking yourself; do I need a savings account for my child?
Read MoreGetting Ready for Tax Season
Happy New Year! Tax season is right around the corner, here are some tips to help get you prepared and organized.
Read MoreHelpful Retirement Strategies for Women
Preparing for retirement can look a little different for women than it does for men. Although stereotypes are changing, women are still more likely to serve as caretakers than men are, meaning they may accumulate less income and...
Read MoreThree Ways to Diversify Your Portfolio Today
What I want you to take away from this, is that no asset class has been the top performer year after year. The winners and losers rotate out. This is why it’s important to diversify, so we can take advantage of all potential winners, and no
Read MoreWhat You Need to Know About Inherited IRAs and the SECURE Act of 2019
If you are currently saving for your retirement, then you are probably aware of IRAs (Individual Retirement Accounts). But we get it; thinking about money and retirement might make you a little uncomfortable. Even more, making choices...
Read MoreManaging Money as a Couple
When you marry or simply share a household with someone, your life changes—and your approach to managing your money may change as well. The good news is it’s usually not so difficult. At some point, you will have to ask...
Read MoreIs it Better to Rent or Own a Home?
Picture it: the American Dream. What do you see? Seriously, think about it.. I'll wait 😉 Alright, do you see yourself earning a good living, married, college education, owning a beautiful home, a manicured lawn, 2 kids, one or two...
Read MoreRetirement Readiness: Financial Planning and Mental Wellness
Do you feel like you are not succeeding at preparing to be ready to retire? Do you have spending habits that leave you feeling anxious? You are not alone. How we save and how we spend don't just tell us how ready we are for...
Read MoreLet's Talk Inflation: What is it & How is it Controlled?
Inflation impacts everyone, whether or not they realize it. It may not be something that's always at the forefront of your mind, but you may be reminded of inflation when you notice the cost of something such as the price of milk has...
Read MoreThe Two Most Important Things You Need to Know Before You Invest
Everything in life has its risks, and we have all heard the old adage, "the bigger the risk, the higher the reward." While most of us are wired to think we want the most significant reward possible, that isn't always true, especially...
Read MoreMindset & Motivation: How to Overcome the Winter Blues
If you’re anything like me, you’re likely a little bit apprehensive about the winter. It’s not even about the cold, although that doesn’t help things. It’s the shortened days, lack of sunlight, seasonal...
Read MoreHow to Successfully Navigate Open Enrollment Season
I’m a Wisconsinite, but very much a city girl. While most people in Wisconsin are preparing for hunting season, the financial nerd in me is preparing for open enrollment season 🤣 The fall, specifically October, November, and...
Read MoreEverything You Need to Know About Estate Planning
Yes, I know, no one likes talking about death or horrific accidents that could leave us incapacitated. (I know, a bit morbid, sorry). But given how 2020 has gone, there has never been a more ever present realization for the need for...
Read MoreSocial Security: Past, Present & Future
Whether you include Social Security or not in your Retirement plan, it is something that impacts all of us. If you’re currently earning an income that is subject to payroll tax, you’re currently paying into the trust for...
Read MoreWhat Does it Mean to Generate Income in your Portfolio?
Have you ever heard about someone making income in their investment portfolio or needing to generate income within their portfolio? Have you ever looked at them dumbfounded, unsure of what that means? Yeah, I totally get why. It's hard...
Read MoreHow to Make an Impact Through Investing
When I work with a client, I make it a priority to understand what is important to them. This helps guide our relationship and their financial plan. This often comes down to identifying what they value: spending time with family,...
Read More6 Steps to Determine Whether or Not You’re Ready to Buy Your First Home
Are you considering becoming a first-time home-buyer? This is a big milestone in your life, congratulations! With a new home comes a lot of responsibility and unknowns. So, before you jump in headfirst, educate yourself on how to buy a...
Read MoreThe Silver Lining of a Down Market
It’s normal to panic during a pandemic and not just because of the risk to your health – your finances matter too. If you are like many Americans, all you see is the market going down and the visions of your financial goals...
Read MoreUsing Credit Cards Wisely
Credit is a financial tool that can be a dirty little devil if not used properly. It can be a great way to earn rewards or cash back on purchases, but it is often something that isn’t fully understood. Whether it be the lengthy...
Read More6 Tips to Spend Less Than You Earn
I hear it all too often, clients having a hard time controlling their spending. I can’t blame them, consumerism is all around us and marketers know what they’re doing. They know our behaviors and how to psychologically...
Read MoreMoney in Your Thirties | Where Should I be With Debt?
Yes. We are back at it again with debt. Why? Because as you go through different phases of life, things have different meanings. Debt in your twenties should have been significantly different than debt in your thirties. You likely had...
Read MoreMoney in Your Thirties | Protecting Yourself & Loved Ones
There are four areas that I believe should be a top priority when it comes to the beginning stages of financial planning: Have an emergency fund Have a handle on your cash flow Have a debt repayment strategy if you have consumer debt...
Read MoreMoney in Your Thirties | Setting Your Foundation
Let’s be realistic, the way you approach money in your thirties is going to be vastly different than in your twenties. In your twenties, you were trying to figure things out and get a handle on your finances. Maybe you made...
Read MorePreparing Your Finances for a Recession
Okay, don’t panic. We’re not in a recession. But we need to be practical about the fact that a recession in the future is inevitable and a natural part of an economy’s business cycle. The economy naturally goes...
Read MoreMoney in Your Twenties | Money & Marriage
START OFF ON THE RIGHT FOOT I know, just the thought of having a money conversation might bring on feelings of fear, guilt or anxiety. But here’s the thing, talking them through with your significant other doesn’t have to...
Read MoreMoney in Your Twenties | Let’s Talk Debt
Good ‘ol debt. Something we’re not often taught about and are left to our own devices to figure it out for ourselves. A lot like personal finance in general! The thing is, debt can be dangerous if not understood properly...
Read MoreMoney & Your Social Life | Chaos or Balance?
Welcome to money in your twenties! Our next series to help you better your financial future by focusing on important financial concerns in your twenties. When we’re in our twenties, we’re likely entering the workforce for...
Read MoreInvesting OUTSIDE of Your Retirement Account
You’ve made it to the home stretch! (or if this is your first time here, read our last 3 posts to get caught up!) This is the 4th and final segment of our investing series. To recap so far, we’ve covered some of the basics...
Read MoreBasics of Investing
I’m so glad you’re back and ready to learn more! To recap, last month we talked about one of the easiest ways to start investing; Employee Sponsored Retirement plans. My hope is, by now you’ve turned on contributions...
Read MoreWHY YOU NEED TO BE INVESTING [YESTERDAY].
Let’s set a quick goal together; to not get overwhelmed or turned away by the topic of “investing.” If you’re still reading this, congratulations! You crushed the first goal! The thing is, investing isn’t...
Read MoreA Fresh Start
Happy 2019! I know.. you’re thinking.. uh it’s already March, but hey, sometimes life gets a little crazy. I love a new year. It’s a chance to start fresh, press the reset button and get off the roller coaster ride of...
Read More10 Ways You’re Sabotaging Your Finances
We are all worried about our finances and making mistakes. It’s okay to slip up every once in a while and not follow your budget to a T. We need to cut ourselves some slack, it’s how we learn! But we leave ourselves...
Read MoreSplitting Finances with a Significant Other
Splitting finances with your significant other can be terrifying. How do you do it?! How do you even bring it up?! Money is immediately a factor when starting a relationship whether we realize it or not. While you might not talk about...
Read MoreBuilding That Cash Reserves Fund
There are some things in life you just need to suck up and take care of. Having an emergency fund is one of those things. But it’s not all that bad. Yes, getting started and getting to that first goal mark is the worst. The...
Read MoreWhat to do with an Old 401(k)
We live in a time where staying at one company and becoming a “lifer” is unheard of. Heck, we’re in an era where it isn’t unheard of to completely change careers. Whether it be due to a promotion, relocating,...
Read MoreWhat’s All This Noise About the Feds Raising Interest Rates?
I’m not an economist. I don’t know all there is to know about what goes into making the decision to raise interest rates or lower them. It’s complicated. But I do know and understand the basics, and these basics...
Read MoreFinancial Goals for Millennials
Why set financial goals? Goals give you a purpose. It’s one thing to say you’re going to do something, but to actually make it into a goal and put a plan into action is another. While everyone has different financial...
Read MoreBudgeting 101
Alright my generation y-ers. Most of you are post college, maybe even for a few years now, or you bypassed college and went straight into the workforce. Whatever it may be, you’re living that adult life now. It’s nice to...
Read MoreTraditional IRA vs Roth IRA
What is an IRA? Individual Retirement Account (or Arrangements). These are savings vehicles used for retirement that offer some type of tax advantage. Typically, these are set up on your own and not through an employer sponsored...
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